> ## Documentation Index
> Fetch the complete documentation index at: https://docs.affonso.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Get Payment Terms

> Get commission and payment configuration for your program

Retrieve the payment terms configuration including commission rates, payment frequency, cookie lifetime, and invoicing settings.

## Response

<ResponseField name="success" type="boolean">
  Always `true` for successful responses
</ResponseField>

<ResponseField name="data" type="object | null">
  The payment terms object, or `null` if not yet configured.

  <Expandable title="Data Object Properties">
    <ResponseField name="commission_type" type="string">
      Commission type: `percentage`, `fixed`, or `credits`
    </ResponseField>

    <ResponseField name="commission_rate" type="number">
      Commission rate (percentage or fixed amount)
    </ResponseField>

    <ResponseField name="commission_duration" type="string">
      Duration model: `lifetime`, `time_limited`, or `payment_limited`
    </ResponseField>

    <ResponseField name="commissions_limit" type="integer | null">
      Maximum commissions per referral, or `null` for unlimited
    </ResponseField>

    <ResponseField name="commissions_hold_days" type="integer | null">
      Days to hold commissions before approval
    </ResponseField>

    <ResponseField name="payment_threshold" type="integer">
      Minimum payout threshold (in cents)
    </ResponseField>

    <ResponseField name="payment_frequency" type="string">
      Payout frequency: `weekly` or `monthly`
    </ResponseField>

    <ResponseField name="payment_methods" type="array">
      List of accepted payment methods
    </ResponseField>

    <ResponseField name="cookie_lifetime" type="integer">
      Cookie lifetime in days (1–365)
    </ResponseField>

    <ResponseField name="auto_payout" type="boolean">
      Whether automatic payouts are enabled
    </ResponseField>

    <ResponseField name="invoice_rule" type="string">
      Invoice handling: `none`, `owner_provides`, `affiliate_provides`, or `self_billing`
    </ResponseField>

    <ResponseField name="invoice_prefix" type="string | null">
      Invoice number prefix
    </ResponseField>

    <ResponseField name="require_tax_forms" type="boolean">
      Whether affiliates must submit tax forms
    </ResponseField>

    <ResponseField name="owner_company_name" type="string | null">
      Company name for invoices
    </ResponseField>

    <ResponseField name="owner_address_line_1" type="string | null">
      Address line 1
    </ResponseField>

    <ResponseField name="owner_address_line_2" type="string | null">
      Address line 2
    </ResponseField>

    <ResponseField name="owner_city" type="string | null">
      City
    </ResponseField>

    <ResponseField name="owner_postal_code" type="string | null">
      Postal code
    </ResponseField>

    <ResponseField name="owner_country" type="string | null">
      ISO 3166-1 alpha-2 country code (e.g. `US`, `DE`)
    </ResponseField>

    <ResponseField name="owner_vat_id" type="string | null">
      VAT ID
    </ResponseField>

    <ResponseField name="owner_vat_rate" type="number | null">
      VAT rate percentage
    </ResponseField>
  </Expandable>
</ResponseField>

<RequestExample>
  ```bash cURL theme={null}
  curl -X GET "https://api.affonso.io/v1/program/payment-terms" \
    -H "Authorization: Bearer sk_live_your_api_key"
  ```
</RequestExample>

<ResponseExample>
  ```json Response theme={null}
  {
    "success": true,
    "data": {
      "commission_type": "percentage",
      "commission_rate": 30,
      "commission_duration": "lifetime",
      "commissions_limit": null,
      "commissions_hold_days": 14,
      "payment_threshold": 5000,
      "payment_frequency": "monthly",
      "payment_methods": ["paypal", "wise"],
      "cookie_lifetime": 60,
      "auto_payout": false,
      "invoice_rule": "none",
      "invoice_prefix": null,
      "require_tax_forms": false,
      "owner_company_name": "Acme Inc.",
      "owner_address_line_1": "123 Main St",
      "owner_address_line_2": null,
      "owner_city": "San Francisco",
      "owner_postal_code": "94105",
      "owner_country": "US",
      "owner_vat_id": null,
      "owner_vat_rate": null
    }
  }
  ```
</ResponseExample>